Newsletters

November

• HOT TOPIC: High Foreign Investment in the U.S. – Will It Last?

  The United States received almost one-third of all global foreign investment from 2021 to 2023. This article looks at how different types of foreign investment may impact the U.S. economy.

• Treasury Yields Off 17-Year Highs

  While yields are off highs not seen since before the Great Recession, investors might consider some of the Treasury security types and maturities outlined in this article.

• If You Don’t Have a Will Yet, Why Not?

  Although 64% of Americans think having a will is important, only 32% have one. This article looks at reasons people don’t have a will and why they need one regardless of the reason.

• FAFSA for 2025-2026 School Year Opens December 1

  Following a disastrous rollout last year, this article provides tips for submitting the redesigned Free Application for Federal Student Aid (FAFSA) for the 2025–2026 school year.

• Do You Know Your Medicare Coverage Options?

  There are two ways to obtain Medicare coverage: Original Medicare and Medicare Advantage. Here’s how they work.

• Higher Rates Pressure Borrowers and Some Banks: Is Your Money Safe?

  In 2023, large bank failures brought renewed attention to the risks banks take to earn money, the role of the FDIC, and the insurance that covers customer deposits.

October

• HOT TOPIC: The Fed Finally Cut Interest Rates

  The Fed’s first rate cut of one-half percentage point in four years marks a critical juncture for the economy, with significant implications for consumers, businesses, and investors.

• Can You Put the Brakes on Rising Auto Insurance Premiums?

  Auto insurance premiums increased more than 18% between July 2023 and July 2024. This article outlines some steps that may help reduce premiums.

• Making the Most of Your Credit Card

  Credit cards are being used more than ever. This article offers suggestions for choosing and using a credit card.

• A Pension Strategy That May Boost Your Income

  A strategy called pension maximization may enable a married pensioner to elect the higher payments of a single-life annuity while also providing for the spouse’s financial future.

• What’s Your Real Return?

  While investors typically look at the nominal return on their investments, it’s important to understand the real return in order to target financial goals.

September

• HOT TOPIC: Should You Worry About Market Volatility?

  On August 5, 2024, the S&P 500 dropped 3% from its previous close but bounced back quickly. This article explains why investors would be wise to tune out the noise of market volatility.

• It’s Complicated: Inheriting IRAs and Retirement Plans

  The SECURE Act of 2019 dramatically changed the rules governing how IRA and retirement plan assets are distributed to beneficiaries.

• Retroactive Social Security Benefits: A Chance to Turn Back Time

  Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.

• Eight Great Investing Quotes

  This article offers eight quotes from successful investors, economists, and other insightful thinkers that may help provide perspective and focus for an investing strategy.

• Thinking of Selling Your Home? Don’t Be Surprised by Capital Gains Taxes

  This article explains the basics of capital gains taxes when selling a home.

• Just Your Average Millionaire

  The average net worth of U.S. families surpassed $1 million for the first time in 2022, but wealth levels vary greatly by age, housing status, education, and income.