Site Map

Home

• Contact Us
• D.A. Davidson Client Access Login
• Our Firm
• Our Associates
• Our Location
• Our Philosophy
• Our Process
• Tell A Friend

Associates

• Cynthia Fritch, CFP®, CPFA, CWS®
• Frank D'Angelo, CFP®, CWS®
• Julie Holmes, CWP, FPQP®
• Laurel Saravalli, CWP, FPQP®

Learning Center

Calculators

• Loan Payoff
• Home Affordability
• Mortgage Refinancing
• Mortgage Acceleration
• Credit Card Debt
• Lease Payment
• Car Affordability
• Estate Taxes
• Cost of Retirement
• Required Minimum Distributions
• Impact of Inflation
• Retirement Plan Early Distribution
• Retirement Portfolio Lifespan
• Federal Income Tax
• Tax-Deferred Savings
• IRA Eligibility
• Roth IRA Conversion
• College Funding
• Savings Goals
• Savings Accumulation
• Taxable Equivalent Yield
• Cash Flow Analysis
• Net Worth
• Lifetime Earnings
• Life Insurance
• Life Expectancy
• Long-Term Care Self Insurance
• LTCI Cost of Waiting
• Disability Income Insurance

Flipbooks

• Financial Management Insight: Strategies to Help Build Your Future
• Understanding Social Security and Medicare: America’s Retirement Safety Net
• Higher Education: College Saving and Funding Strategies
• Envisioning Your Retirement: How to Prepare Today for a More Fulfilling Tomorrow
• Wealth Preservation: Planning to Leave a Legacy

Newsletters

• HOT TOPIC: Dreaming of Retirement? Consider Maxing Out Your 401(k) in 2025
• Charitable Gifts of Life Insurance
• Year-End 2024 Tax Tips
• Eight Ideas for Smarter Holiday Shopping
• An Umbrella Policy Offers Extra Liability Coverage
• Two Tax-Friendly Retirement Plans for the Self-Employed
• HOT TOPIC: High Foreign Investment in the U.S. – Will It Last?
• Treasury Yields Off 17-Year Highs
• If You Don’t Have a Will Yet, Why Not?
• FAFSA for 2025-2026 School Year Opens December 1
• Do You Know Your Medicare Coverage Options?
• Higher Rates Pressure Borrowers and Some Banks: Is Your Money Safe?
• HOT TOPIC: The Fed Finally Cut Interest Rates
• Can You Put the Brakes on Rising Auto Insurance Premiums?
• Making the Most of Your Credit Card
• A Pension Strategy That May Boost Your Income
• What’s Your Real Return?

Research Articles

• What Key Estate Planning Tools Should I Know About?
• How Can a Living Trust Help Me Control My Estate?
• What Are the Pitfalls of Probate?
• How Can My Gift Benefit Me and the Charity?
• How Can I Control the Distribution of My Estate?
• How Will I Pay Estate Taxes?
• Can I Benefit from an A-B Trust?
• What Gifting Strategies Are Available to Me?
• How Can I Benefit from a Charitable Lead Trust?
• How Can I Benefit from a Charitable Remainder Trust?
• How Can I Benefit from a Wealth Replacement Trust?
• Could My Family Benefit from a Family Limited Partnership?
• What Is the Best Form of Property Ownership for Me?
• What Is the History of the Federal Estate Tax?
• What Is a SEP IRA?
• What Is a SIMPLE?
• What Is an IRA Rollover?
• What Is a Roth 401(k)?
• What Is a 403(b) Plan?
• Why Do People Buy Annuities?
• What Is a Split-Annuity Strategy?
• What Are Annuity Living Benefits?
• How Much Do I Need to Save?
• What Does the Changing Pension Landscape Mean for Retirement?
• What Is a 1035 Exchange?
• Unforgettable Birthdays
• Should You Bank Your Retirement on Your Business?
• What Are My Retirement Planning Options?
• Will Social Security Retire Before You Do?
• How Can I Estimate My Future Social Security Benefits?
• What Are My Retirement Plan Distribution Options?
• What Is a Traditional IRA?
• What Is a 401(k) Plan?
• How Should I Manage My Retirement Plan?
• Save Now or Save Later?
• What Is a Roth IRA?
• What Is the Capital Gain Tax?
• What Is the Estate Tax?
• What Is the Gift Tax?
• How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?
• What Is a Required Minimum Distribution?
• What Are the Tax Benefits of Charitable Trusts?
• When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?
• What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½
• What Is Tax Deferral?
• How Can I Benefit from Tax-Advantaged Investments?
• What Tax Deductions Are Still Available to Me?
• What Tax-Advantaged Alternatives Are Available?
• How Are Annuities Taxed?
• What Is a Bond Ladder?
• How Are Common and Preferred Stocks Different?
• What Are Dividends?
• How Are Growth and Value Stocks Different?
• How Are Mutual Funds Taxed?
• What Is Stock?
• What Are Zero-Coupon Bonds?
• What Is Diversification?
• What Types of Bonds Are Available?
• What Is a Bond?
• What Do Bond Ratings Mean?
• What Is a Stock Index?
• How Do Mutual Funds and Stocks Differ?
• What Is an Annuity?
• What Is the Difference Between a Fixed Annuity and a Variable Annuity?
• What Investment Risks Should I Know About?
• What Is Asset Allocation?
• How Can I Save for My Child’s College Education?
• What College Investment Options Do I Have?
• What Stock and Bond Investing Alternatives Do I Have?
• What Is Dollar-Cost Averaging?
• 529 Lesson Plan: High Scores for 529 Plans
• What Are Some Tips for Managing My Money?
• How Long Will It Take to Double My Money?
• What Cash Management Tools Are Available?
• How Do Money Market Mutual Funds Work?
• How Can I Better Manage My Short-Term Cash?
• What Advantages Does a Biweekly Mortgage Offer?
• What Is a Reverse Mortgage?
• What Are Some Smart Ways to Refinance?
• What About Financial Aid for College?
• What Savings Alternatives Are Available?
• How Does Inflation Affect Me?
• Is a Home Equity Loan or Line of Credit Right for Me?
• Why Purchase Life Insurance?
• Why Are Annuities Considered an Insurance Product?
• What Is Life Insurance for Business Owners?
• What Is Split-Dollar Life Insurance?
• What Is Last-Survivor Life Insurance?
• What Is Term Life Insurance?
• What Is Whole Life Insurance?
• What Is Universal Life Insurance?
• What Is Variable Life Insurance?
• How Can I Maximize My Insurance Benefits?
• How Can I Insure My Future?
• How Can I Determine the Financial Strength of My Insurance Company?
• What Are the Basic Types of Life Insurance?

Videos

• Handling Market Volatility
• The Sandwich Generation: Caught in the Middle
• Digital Deception: Watch Out for Cybercrime
• Should You Pay Off Debt or Save for Retirement?
• Should You Sell When the Market Drops?
• 3 Potential Benefits of Dollar-Cost Averaging
• The Basics of Social Security Retirement Benefits
• Financial Planning: Helping You See the Big Picture
• Are Your Investment Decisions Influenced by Emotions?
• 6 Reasons to Work with a Financial Professional
• Women and Money: Taking Charge of Your Financial Future
• Social Security: When Should You Claim Retirement Benefits?
• Taking a Financial Inventory
• 4 Things To Do in the 4 Years Before College
• Do You Know Who Your Beneficiaries Are?

Glossary